Blog Page2023-12-20T13:42:43+08:00

Insurance Blogs

Insurance is a must for all Australians. Whether you are running a business, purchasing your very first car, or a frequent traveller, it always pays to be insured. Here at Grace Insurance, we do not just provide the best insurance options but also want to guide our customers.

How do you get your business covered, and which policies are suitable for you? Read our posts that are exclusively aimed for business people here, which tackle everything you need to know about this type of insurance.

Meanwhile, if you are the not-so-typical business owner who runs your operations from cyberspace, it makes sense to protect yourself from uncertainties. When you use the Internet and other digital products, you should be covered against any risk. Get peace of mind by learning how cyber insurance can help you. Grace Insurance continues to deliver helpful information about this type of insurance and how you can get the best deal.

While not all of us are entrepreneurs and business-minded people, we all live in a house that we call home. In this blog, we cover insurance, as well as other relevant information such as public liability.

Design and Construction Insurance: Find the Right Cover For Your Project

June 17th, 2021

Insurance options for builders are plentiful, but one that stands out is Design and Construction Insurance. This type of insurance provides protection for builders, particularly during times when they have projects involving design and construction. It may also cover other [...]

Whole Business Coverage: Does This Type of Insurance Exist?

May 7th, 2021

As you look for suitable business insurance, you can easily get lost in a sea of options available. Business insurance is already confusing on its own. But when you add the number of insurance policies you may have to look [...]

Insurance Essentials for Engineering & Fabrication Businesses

April 21st, 2021

Do you run a construction or electrical engineering business? Perhaps you work in a metal fabrication firm. If so, all contracts you tender for may likely need engineering and fabrication insurance. Like other types of professional insurance, engineering and fabrication [...]

Takeaway Insurance: What Liabilities Do You Have as a Fast Food Business?

March 10th, 2021

As a business owner, you have a multitude of concerns to look after every day. The insurance cover for your takeaway business should not be one of them. At Grace Insurance, we excel at providing our clients with the professional assistance [...]

Running a Business From Home as an Owner or Renter – Facts You Must Know

February 20th, 2021

There is a growing trend toward operating businesses from home. In a December 2020 report, Business.gov shares that there are nearly one-million Australians running businesses from their homes. There are numerous perks to conducting your business from your home. Flexibility, increased profitability, [...]

Working From Home: What You Need to Know About Liability and Insurance

January 28th, 2021

Working from home, either running your own business or as a company employee, is a wish for many people. No traffic, casual attire, and flexible hours are just a few of the many reasons cited when workers explain why they [...]

IT Liability: What You Need to Know to Keep Your Business Safe

December 7th, 2020

The depth and scope of the roles of information technology (IT) specialists have grown exponentially from the days when the office's 'IT guy' was a put-upon loner who magically showed up to reboot the system. Information technology is a crucial [...]

What You Need to Know about Journey Accident Cover

November 19th, 2020

It is easy to take for granted that certain ideas and policies will remain the same into infinity. Unfortunately, our world consists of rapid changes and staying on top can be a challenge. Learning of changes to insurance schemes after [...]

Landlords Insurance: What Are Pitfalls for Your Rental Property?

November 2nd, 2020

What You Must Know About Landlord Insurance? The fact that Australians are fond of investment property is well known and documented. Approximately two-million Aussies own property apart from their own dwelling and land. However, there is a vast gap between [...]

Commercial Landlord Insurance: Keeping Up to Date With Your Tenants Risks

October 12th, 2020

Being a property owner with tenants is a complicated endeavour. The details you must oversee multiply when you have developed the property for commercial use. While many of the expectations you shoulder are standard for any owner of property, making [...]

High-tech Security Devices to Help Tradies Protect Their Tools

September 2nd, 2020

When you work in the trades, you know that there are a number of hazards common to the job. Aside from physical risks and the concerns that are typical to business, as a tradie, your tools and equipment are an [...]

Employment Practices Liability Insurance – Why It’s More Important Than Ever

August 19th, 2020

Running a business of any size can feel like you are going in a dozen different directions at the same time. You depend on the skills and efforts of your employees to help you maintain order, excel with customer care, [...]

Sports Underwriting and Insurance: What You Need to Know

August 3rd, 2020

If you are among the many Australian professionals who make a part of the sports world your profession, then you are likely aware you need insurance. However, do you know what types of cover are available and which are best [...]

Medical Malpractice Insurance: What You Need to Know

July 15th, 2020

If you work in the medical field, there is a chance that you may make a few mistakes during your career. Even the best trained and highly regarded medical professionals make errors, occasionally. When a mistake occurs, you will need [...]

Guide: How to Find the Right Business Insurance for You

June 18th, 2020

As a business owner, you are no stranger to pressure and responsibility. As such, you value solid advice from the experts. Your choices shape your life as well as those of your employees, customers, and even your competitors. Business insurance [...]

Working From Home? Cyber Attacks Are on the Increase

March 28th, 2020

With businesses quickly moving to have staff work remotely, every device, email server and WiFi network accessed outside the business network is a new potential access point or vulnerability for hackers to exploit. Business leaders must establish strict policies and [...]

What Coverage Elements Should Cyber Insurance Include?

March 10th, 2020

Cyber Liability Insurance broker in Perth Looking for a Cyber liability insurance broker? The Australian Criminal Intelligence Commission (ACIC) reports that cybercrime costs the Australian economy up to $1 billion annually in direct costs alone. Cyber Insurance and Cyber [...]

Do I Need Public Liability Insurance if I’m Self Employed?

January 9th, 2020

If I'm Self employed, do I really need public liability insurance? Public liability insurance might not be near the top of your list of things to consider as a small business owner, but it should be. Research shows that nearly 1.5 [...]

Use an Insurance Broker to Better Your Business Insurance

November 18th, 2019

Why use a insurance broker in Australia? Insurance brokers can be extremely valuable for your business. As a small business owner, you need to make smart choices about your insurance. Your insurance doesn't just protect the organisation you built - [...]

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