Whether your a plumber, tiler, painter, bricklayer, electrician, carpenter or other trades, Grace Insurance can protect your business.

Get a trade insurance quote

Tailored Tradie Insurance 

As a tradesman your business is you and your tools. You take them with you from site to site and without them you can’t operate so you need to protect them.

Grace Insurance provide insurance solutions for a range of tradies. Our trades insurance offers your small business with a tailored insurance solution. Whether your a bricklayer, electrician or landscaper, we can provide you with a range of products for all your small business insurance needs. Flexible cover for your public liability needs, your commercial vehicle insurance and even your dad’s old tools.

No Tools, no work, no pay. We get that. We can provide cover for your tools if they get stolen or damaged. We can get you back to work asap.

ESSENTIAL COVER – Tradie’s Insurance Australia PerthSydney

Public Liability

Protects your business against claims for damage or injury caused to an individual or their property as a result of your work.

Tools, Stock and Portable Equipment Cover

Provides cover for tools, stock and electronic equipment such as mobile phones that you carry or transport with you for work.

Commercial Vehicle

We can provide you with comprehensive commercial vehicle insurance as part of your trades insurance package. Cover for your work vehicle and trailer. Cover can be extended to include a hire vehicle following an accident.

Personal Accident and Illness

Covers you for loss of income if you are unable to work because of an accident or illness.

Workers Compensation

Compulsory cover for when you employ staff.

Additional Cover to consider

Business pack

To cover your work premises for loss or damage to your building, tenant fixture & fittings, contents and stock.

Machinery breakdown

Mechanical or electrical breakdown of machinery, plant and equipment.

Management Liability

Provides cover for directors and officers liability, employment practices liability, statutory liability, crime and tax audit.

Life insurance, income protection and trauma

To help protect you and your family.

Personal Insurance

Cover for your home and contents, valuables, landlords/investment properties, motor vehicles, pleasure craft, caravan & trailer.

Professional Indemnity

Designed to provide you and your business with financial protection against claims alleging financial loss as a result of your professional advice or service. While professional indemnity insurance won’t apply to all tradies, there are certain trades for which indemnity insurance is an important consideration. This is particularly the case if you give design or specification advice, such electricians or tradies working in the construction industry; or provide advice to your clients as part of your work and you charge a fee.


You can pay your premiums monthly to help your business manage cash flow.

Hospitality – Restaurants, Cafes, Bakery, Venues,

Do you own a small cafe, baking business from home, restaurant or venue? Get cover for your hospitality business in a few easy steps.

Property and fire

Covers your business premises in case where damage to buildings, contents, stock, tools and equipment caused by fire, natural perils like storms, hail flood and malicious damage.

Theft and burglary

Unfortunately theft and burglary are on the increase. Covers your business against break-in and theft of your stock, contents and equipment.

Public and products liability

Protect your business against claims for damage or injury caused to an individual or their property as a result of your work.


Covers breakage to your business shop front. Include cover for internal glass, glass shelves, advertising signs and sign writing cost


Covers money being stolen from your premises. Can cover money in till, work safe, in transport and money at home.

Simple Online Solution

If you’re looking for Public Liability Insurance,
we have a range of options available online for you to choose from.

Over 2000 occupations covered

Choice of $5 million, $10 million and $20 million.

Flexible payment options including pay by the month

Get a quote