Blog Page2023-12-20T13:42:43+08:00

Insurance Blogs

Insurance is a must for all Australians. Whether you are running a business, purchasing your very first car, or a frequent traveller, it always pays to be insured. Here at Grace Insurance, we do not just provide the best insurance options but also want to guide our customers.

How do you get your business covered, and which policies are suitable for you? Read our posts that are exclusively aimed for business people here, which tackle everything you need to know about this type of insurance.

Meanwhile, if you are the not-so-typical business owner who runs your operations from cyberspace, it makes sense to protect yourself from uncertainties. When you use the Internet and other digital products, you should be covered against any risk. Get peace of mind by learning how cyber insurance can help you. Grace Insurance continues to deliver helpful information about this type of insurance and how you can get the best deal.

While not all of us are entrepreneurs and business-minded people, we all live in a house that we call home. In this blog, we cover insurance, as well as other relevant information such as public liability.

What is General Property Insurance & Do I Need It?

April 24th, 2024

General Property Insurance is an indispensable safeguard for businesses, offering a shield against potential losses due to damage or theft of crucial items used in operations. This versatile insurance product is not just for large, high-value items but also covers [...]

Excess Layer Insurance – What is It and Do You Need It?

August 18th, 2023

The modern business landscape has changed drastically over the past decade, becoming more complex and dynamic. One thing has stayed the same, however; companies and individuals continue to face an ever-expanding myriad of hurdles. […]

Run-off Insurance: Understanding How It Works

July 25th, 2023

There are numerous insurance plans that operate on a claims-made principle, which implies that your insurance provider will only address claims made against you within the policy duration. This implies that the insurance coverage needs to be active when the [...]

6 Small Business Risks Every Business Owner Needs to Know About

April 27th, 2023

Running a small business is not without its complexities. It often comes with liabilities affecting many aspects, including revenue and reputation. Even if you’re the most optimistic of entrepreneurs around, it makes sense to prepare for worst-case scenarios. […]

What is the Difference Between Named Insured and Interested Parties?

March 14th, 2023

Every industry has terms that describe different parties or responsibilities, and insurance is no different. Understanding insurance terms helps you determine your responsibility for the policy, how much coverage you receive, and the role other people involved in the policy [...]

Types of Mining Insurance: Which Should You Get?

December 5th, 2022

Mining is an industry with many challenges and risks, which can lead to errors of judgement. When these errors occur, a suitable mining insurance policy can protect you and your business against damages. These damages can be anything from injuries [...]

How the Changes in the Work Health and Safety Act 2020 (WA) Can Impact You

September 10th, 2022

With its finalisation in March 2022, the Work Health and Safety Act 2020 has been upgraded for the first time in around 30 years. Naturally, the changes are at the heart of some confusion as businesses work to be ready [...]

A Guide to Setting Up Your First Business In Australia

July 20th, 2022

You are about to set up your first business. Congratulations! You have so much to look forward to, and so much that must be done. It is easy to feel overwhelmed when you look at the extensive list of responsibilities [...]

Small Businesses and Cyber Insurance: What Cover Do You Need?

June 14th, 2022

When it comes to crime, cyber or otherwise, many people prefer to adopt the belief that only other companies face those threats. And while it is in our nature to shield ourselves, overconfidence and unawareness give criminals an advantage. [...]

Your Growing Business: Do You Have the Right Insurance Cover?

May 4th, 2022

You have put in the time and effort, and now your business is growing, just as you had imagined. Even though the success is wonderful, your flourishing company may be at risk of underinsurance. This is especially true if you [...]

Dry Hire Equipment Guide: Find the Right Insurance

March 10th, 2022

Renting heavy equipment is a widespread trend among smaller companies and those who will occasionally use a piece of equipment. There is a continuing trend towards renting large pieces of machinery instead of purchasing them or hiring an operator for [...]

Management Liability Cover: Is Your Business Insured?

February 16th, 2022

Owning and operating your own business may be the culmination of years of hard work and dreams. However, your dream can turn into a nightmare if you do not carry management liability insurance that covers you, your company’s officers, managers, [...]

Insurance for Your Plant & Equipment: Keep Your Assets Covered

January 4th, 2022

When you depend on your machinery, tools, and other equipment to keep your business running, you do whatever you can to protect and maintain the tools of your trade. However, do you know if you have proper insurance coverage? The [...]

Insuring Your Commercial Fleet: How to Best Protect Your Business

December 21st, 2021

During your time in business, you have likely had the pleasure of seeing your company grow. Now you have a fleet of commercial vehicles and drivers under your wing. You have a lot to be proud of and even more [...]

Why Your Business Needs Commercial Legal Expense Insurance

October 22nd, 2021

There are always risks involved when running a business. No matter how careful you are, there's a huge chance that another party will get dissatisfied with your product or service and threaten to sue. You will surely require legal assistance [...]

Travel Insurance Guide – How to Keep Yourself Covered While Away

September 1st, 2021

Planning a trip is exciting. There are several things you need to do, including packing your stuff and picking the sights to see. But one thing that you should not forget is travel insurance. The appropriate level of insurance coverage [...]

Commercial Car and Vehicle Insurance Guide: Keep Your Cars Moving Safely

August 14th, 2021

Having the right insurance for commercial vehicles is priceless. With this insurance, you can go on driving on the road with peace of mind. Commercial vehicle insurance provides coverage that you need for sedans, trucks, vans, utes, trailers, and any [...]

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