Insurance Blogs
Insurance is a must for all Australians. Whether you are running a business, purchasing your very first car, or a frequent traveller, it always pays to be insured. Here at Grace Insurance, we do not just provide the best insurance options but also want to guide our customers.
How do you get your business covered, and which policies are suitable for you? Read our posts that are exclusively aimed for business people here, which tackle everything you need to know about this type of insurance.
Meanwhile, if you are the not-so-typical business owner who runs your operations from cyberspace, it makes sense to protect yourself from uncertainties. When you use the Internet and other digital products, you should be covered against any risk. Get peace of mind by learning how cyber insurance can help you. Grace Insurance continues to deliver helpful information about this type of insurance and how you can get the best deal.
While not all of us are entrepreneurs and business-minded people, we all live in a house that we call home. In this blog, we cover insurance, as well as other relevant information such as public liability.
How to Protect Your Faith-based Organisation
Faith and church communities need insurance like any other operating entity in Australia. What you may not know, is what type of protection is needed, what areas and circumstances need to be insured and who can you trust to insure [...]
Working From Home? Cyber Attacks Are on the Increase
With businesses quickly moving to have staff work remotely, every device, email server and WiFi network accessed outside the business network is a new potential access point or vulnerability for hackers to exploit. Business leaders must establish strict policies and [...]
What Coverage Elements Should Cyber Insurance Include?
Cyber Liability Insurance broker in Perth Looking for a Cyber liability insurance broker? The Australian Criminal Intelligence Commission (ACIC) reports that cybercrime costs the Australian economy up to $1 billion annually in direct costs alone. Cyber Insurance and Cyber [...]
What is Tax Audit Cover?
Tax Audit Cover is insurance that cover fees and charges for an accountant or tax agent to respond to a notice from the Australian Tax Office. The ATO can request the business owner to pay relevant tax such as income [...]
Do I Need Public Liability Insurance if I’m Self Employed?
If I'm Self employed, do I really need public liability insurance? Public liability insurance might not be near the top of your list of things to consider as a small business owner, but it should be. Research shows that nearly 1.5 [...]
Photo booth Insurance for business owners
Photo booth insurance, what you need to know. Your Perth, Brisbane, Melbourne and Sydney Photo Booth business is highly successful with your booths being hired out for weddings, parties and other events every single weekend. How wonderful! You are undoubtedly [...]
Use an Insurance Broker to Better Your Business Insurance
Why use a insurance broker in Australia? Insurance brokers can be extremely valuable for your business. As a small business owner, you need to make smart choices about your insurance. Your insurance doesn't just protect the organisation you built - [...]
Guide to Hairdresser & Barber Insurance
Many ask why would you need a good hair salon insurance policy or a barber shop insurance insurance policy? The day-to-day operations of a hair salon require hard work, dedication and some serious taste for style. Creating gorgeous hair masterpieces [...]
What you need to know about Cyber Insurance
Cyber Insurance what you need to know about it Technology advancements such as the internet have no doubt made life easier. You can purchase anything from food to clothes and stay in contact with loved ones at the touch of [...]
Your Guide to Coffee Shop Insurance
As a coffee shop owner, you’re busy with lots of work to juggle, employees and finance manage, stock to order, books to balance, customers to please and most importantly, food and coffee to make! With all this work, comes a [...]
Employee vs Contractor & what this means for Workers Compensation
What’s the difference between an employee and a contractor? Do you need to provide workers compensation insurance for contractors? As a person who hires staff to assist in the business, it’s important you’re aware of the answer to these questions. [...]
Insurance for Real Estate Agents – By Grace Insurance
As a real estate agent, you’re busy with lots of work to juggle, places to be, people to see and most importantly, houses to buy and sell. With all this work, comes a lot of responsibility. And with this responsibility, [...]
Do you need drone insurance?
Do you need drone insurance? You own a drone and you fly it on a regular basis. You capture some incredible footage and create some amazing images and videos – your Instagram following is huge because your followers love the [...]
Think There Are No Risks in Your Café or Restaurant? Think Again.
No matter what type of hospitality business you own, having the right business insurance for your cafe or restaurant is vital – a lack of it could mean the end of your business. No two businesses are the same, which [...]
What is the Legal Requirement for Public Liability Insurance?
Public Liability Insurance is one of the most common types of insurance for businesses in Australia. It provides peace of mind for all kinds of businesses from professional to trade to retail and other types of small businesses. Broadly, public liability [...]
Public Liability Insurance What Could Go Wrong if I Don’t Have the Right Cover?
If your business activities involve dealing with third parties, it's definitely worth investing in a comprehensive insurance package, such as Public Liability Insurance. Why? Public Liability Insurance protects you and your business against the financial risks of being found liable [...]
Do You Have Volunteer Workers? Ask About Our Personal Accident Insurance
Volunteer Workers Need Personal Accident Insurance As volunteers, insurance is probably the last thing on their minds. And let’s face it, the worker will likely have personal insurance in the unlikely event that something goes terribly wrong, right? Wrong. Well, [...]
What is Management Liability Insurance?
What is Management Liability Insurance? What is Management Liability Insurance? Ever asked yourself the question? When running a business, there are so many things to consider. From where to establish your offices, which accounting systems to use, whether you can [...]
Insurance to Empower Not-for-profit Organisations & Charities
At Grace Insurance in Landsdale and Grace Insurance Joondalup, we are proud supporters of not-for-profit organisations and charities. We understand the wonderful work you do for our community and that you deserve support to keep doing it. Along with donations, [...]
What Are The Consequences Of A Non-Disclosure?
What are the consequences of a non-disclosure? The rights which the insurer has, as a result of a non-disclosure of a relevant fact are set out in section 21 and section 60(b) Insurance Contracts Act. Risk of non-disclosure [...]