Insurance Blogs
Insurance is a must for all Australians. Whether you are running a business, purchasing your very first car, or a frequent traveller, it always pays to be insured. Here at Grace Insurance, we do not just provide the best insurance options but also want to guide our customers.
How do you get your business covered, and which policies are suitable for you? Read our posts that are exclusively aimed for business people here, which tackle everything you need to know about this type of insurance.
Meanwhile, if you are the not-so-typical business owner who runs your operations from cyberspace, it makes sense to protect yourself from uncertainties. When you use the Internet and other digital products, you should be covered against any risk. Get peace of mind by learning how cyber insurance can help you. Grace Insurance continues to deliver helpful information about this type of insurance and how you can get the best deal.
While not all of us are entrepreneurs and business-minded people, we all live in a house that we call home. In this blog, we cover insurance, as well as other relevant information such as public liability.
Travel Insurance Guide – How to Keep Yourself Covered While Away
Planning a trip is exciting. There are several things you need to do, including packing your stuff and picking the sights to see. But one thing that you should not forget is travel insurance. The appropriate level of insurance coverage [...]
Commercial Car and Vehicle Insurance Guide: Keep Your Cars Moving Safely
Having the right insurance for commercial vehicles is priceless. With this insurance, you can go on driving on the road with peace of mind. Commercial vehicle insurance provides coverage that you need for sedans, trucks, vans, utes, trailers, and any [...]
Insurance Guide: How to Keep Your Small Business covered
Business in Australia continues to thrive, despite the many challenges over the previous years. In particular, small businesses are leading the way. By definition, a small business has fewer than 20 employees, and about 98% of Australian enterprises are considered [...]
Design and Construction Insurance: Find the Right Cover For Your Project
Insurance options for builders are plentiful, but one that stands out is Design and Construction Insurance. This type of insurance provides protection for builders, particularly during times when they have projects involving design and construction. It may also cover other [...]
Whole Business Coverage: Does This Type of Insurance Exist?
As you look for suitable business insurance, you can easily get lost in a sea of options available. Business insurance is already confusing on its own. But when you add the number of insurance policies you may have to look [...]
Insurance Essentials for Engineering & Fabrication Businesses
Do you run a construction or electrical engineering business? Perhaps you work in a metal fabrication firm. If so, all contracts you tender for may likely need engineering and fabrication insurance. Like other types of professional insurance, engineering and fabrication [...]
Takeaway Insurance: What Liabilities Do You Have as a Fast Food Business?
As a business owner, you have a multitude of concerns to look after every day. The insurance cover for your takeaway business should not be one of them. At Grace Insurance, we excel at providing our clients with the professional assistance [...]
Running a Business From Home as an Owner or Renter – Facts You Must Know
There is a growing trend toward operating businesses from home. In a December 2020 report, Business.gov shares that there are nearly one-million Australians running businesses from their homes. Whether you are in WA, NSW or Victoria, your laws & rules will change. [...]
Working From Home: What You Need to Know About Liability and Insurance
Working from home, either running your own business or as a company employee, is a wish for many people. No traffic, casual attire, and flexible hours are just a few of the many reasons cited when workers explain why they [...]
Why Not to Cancel Your Policy
Cancelling Your Insurance Policy Can Cost You More Than You Think As the financial impact of the 2020 pandemic continues to hit a vast number of Australians, individuals and businesses must make hard choices when looking for ways to maintain [...]
IT Liability: What You Need to Know to Keep Your Business Safe
The depth and scope of the roles of information technology (IT) specialists have grown exponentially from the days when the office's 'IT guy' was a put-upon loner who magically showed up to reboot the system. Information technology is a crucial [...]
What You Need to Know about Journey Accident Cover
It is easy to take for granted that certain ideas and policies will remain the same into infinity. Unfortunately, our world consists of rapid changes and staying on top can be a challenge. Learning of changes to insurance schemes after [...]
Drone Registration in Australia
Changes to the Requirements for Commercial & Business Use Drones The latest update from the Civil Aviation Safety Authority (CASA) applies to all businesses and employees whose job entails the use of a Remotely Piloted Aircraft (RPA) or drone. According [...]
Landlords Insurance: What Are Pitfalls for Your Rental Property?
What You Must Know About Landlord Insurance? The fact that Australians are fond of investment property is well known and documented. Approximately two-million Aussies own property apart from their own dwelling and land. However, there is a vast gap between [...]
Commercial Landlord Insurance: Keeping Up to Date With Your Tenants Risks
Being a property owner with tenants is a complicated endeavour. The details you must oversee multiply when you have developed the property for commercial use. While many of the expectations you shoulder are standard for any owner of property, making [...]
High-tech Security Devices to Help Tradies Protect Their Tools
When you work in the trades, you know that there are a number of hazards common to the job. Aside from physical risks and the concerns that are typical to business, as a tradie, your tools and equipment are an [...]
Employment Practices Liability Insurance – Why It’s More Important Than Ever
Running a business of any size can feel like you are going in a dozen different directions at the same time. You depend on the skills and efforts of your employees to help you maintain order, excel with customer care, [...]
Sports Underwriting and Insurance: What You Need to Know
If you are among the many Australian professionals who make a part of the sports world your profession, then you are likely aware you need insurance. However, do you know what types of cover are available and which are best [...]
Medical Malpractice Insurance: What You Need to Know
If you work in the medical field, there is a chance that you may make a few mistakes during your career. Even the best trained and highly regarded medical professionals make errors, occasionally. When a mistake occurs, you will need [...]
Guide: How to Find the Right Business Insurance for You
As a business owner, you are no stranger to pressure and responsibility. As such, you value solid advice from the experts. Your choices shape your life as well as those of your employees, customers, and even your competitors. Business insurance [...]
Landlords Insurance when you need it?
Landlords Insurance, do you need it? Renting out a Property? Landlords Insurance - Making the call to rent out your property is no small decision. There are maintenance responsibilities to consider but, also, a variety of risks inherent to the [...]
How to Protect Your Faith-based Organisation
Faith and church communities need insurance like any other operating entity in Australia. What you may not know, is what type of protection is needed, what areas and circumstances need to be insured and who can you trust to insure [...]
Working From Home? Cyber Attacks Are on the Increase
With businesses quickly moving to have staff work remotely, every device, email server and WiFi network accessed outside the business network is a new potential access point or vulnerability for hackers to exploit. Business leaders must establish strict policies and [...]
What Coverage Elements Should Cyber Insurance Include?
Cyber Liability Insurance broker in Perth Looking for a Cyber liability insurance broker? The Australian Criminal Intelligence Commission (ACIC) reports that cybercrime costs the Australian economy up to $1 billion annually in direct costs alone. Cyber Insurance and Cyber [...]
What is Tax Audit Cover?
Tax Audit Cover is insurance that cover fees and charges for an accountant or tax agent to respond to a notice from the Australian Tax Office. The ATO can request the business owner to pay relevant tax such as income [...]