Insurance Blogs

Volunteers are the backbone of many Australian communities, especially within churches and not-for-profit organisations. At Grace Insurance, we recognise the invaluable contributions these individuals make and the importance of safeguarding their well-being. Voluntary Workers Insurance is essential in providing protection [...]

When running a dental clinic, ensuring you have the right business insurance for dental practices is essential to protect your operations, staff, and reputation. But what insurance policies are crucial for safeguarding your practice? The answer lies in understanding the [...]

You have a unique idea and the necessary skills to bring it to life. You may even have a clever name and an eye-catching logo in mind. However, there are many more hurdles before turning on your "Open for Business" [...]

General Property Insurance is an indispensable safeguard for businesses, offering a shield against potential losses due to damage or theft of crucial items used in operations. This versatile insurance product is not just for large, high-value items but also covers [...]

Outdoor markets are enormously popular across Australia. There is no better place to explore handmade art, sample local delicacies, and enjoy a sense of community. […]

Ecommerce is an effective and efficient way to do business, especially if you are starting a new venture. It is also an excellent way to expand into larger markets and compete on a global scale. However, many business owners involved [...]

The modern business landscape has changed drastically over the past decade, becoming more complex and dynamic. One thing has stayed the same, however; companies and individuals continue to face an ever-expanding myriad of hurdles. […]

There are numerous insurance plans that operate on a claims-made principle, which implies that your insurance provider will only address claims made against you within the policy duration. This implies that the insurance coverage needs to be active when the [...]

Running a small business is not without its complexities. It often comes with liabilities affecting many aspects, including revenue and reputation. Even if you’re the most optimistic of entrepreneurs around, it makes sense to prepare for worst-case scenarios. […]

Every industry has terms that describe different parties or responsibilities, and insurance is no different. Understanding insurance terms helps you determine your responsibility for the policy, how much coverage you receive, and the role other people involved in the policy [...]

Mining is an industry with many challenges and risks, which can lead to errors of judgement. When these errors occur, a suitable mining insurance policy can protect you and your business against damages. These damages can be anything from injuries [...]

For many people who want to start their own business, handling all of the details as well as the significant decisions can feel very daunting. Aside from determining what your business will provide, one of your most important decisions as [...]

With its finalisation in March 2022, the Work Health and Safety Act 2020 has been upgraded for the first time in around 30 years. Naturally, the changes are at the heart of some confusion as businesses work to be ready [...]

If you have been running your business from home, you may feel content and comfortable in your home office environment. What may not feel comfortable is the feeling of an overcrowded workspace bordering on inefficiency and an inability to focus. [...]

You are about to set up your first business. Congratulations! You have so much to look forward to, and so much that must be done. It is easy to feel overwhelmed when you look at the extensive list of responsibilities [...]

When it comes to crime, cyber or otherwise, many people prefer to adopt the belief that only other companies face those threats. And while it is in our nature to shield ourselves, overconfidence and unawareness give criminals an advantage. [...]

You have put in the time and effort, and now your business is growing, just as you had imagined. Even though the success is wonderful, your flourishing company may be at risk of underinsurance. This is especially true if you [...]

The invasion of Ukraine by Russian forces has put most of the world’s nations on edge, fearing a host of potential impacts from rising prices to assured mutual destruction should nuclear weapons be deployed. […]

Renting heavy equipment is a widespread trend among smaller companies and those who will occasionally use a piece of equipment. There is a continuing trend towards renting large pieces of machinery instead of purchasing them or hiring an operator for [...]

Owning and operating your own business may be the culmination of years of hard work and dreams. However, your dream can turn into a nightmare if you do not carry management liability insurance that covers you, your company’s officers, managers, [...]

When you depend on your machinery, tools, and other equipment to keep your business running, you do whatever you can to protect and maintain the tools of your trade. However, do you know if you have proper insurance coverage? The [...]

During your time in business, you have likely had the pleasure of seeing your company grow. Now you have a fleet of commercial vehicles and drivers under your wing. You have a lot to be proud of and even more [...]

When you are operating a business, you know that you need to expect the unexpected. If your business depends on your trucks, do not just expect the unexpected. Prepare for it with the proper insurance coverage. Whether you run an [...]

There are always risks involved when running a business. No matter how careful you are, there's a huge chance that another party will get dissatisfied with your product or service and threaten to sue. You will surely require legal assistance [...]