When your business is mining, you have numerous risks. The various segments of the mining industry carry unique risks that often require specialised insurance. So, you need to ensure your company has the proper insurance and amount of coverage. This also goes for civil construction projects in mine sites around WA, the liabilities that go with such high risk work need to be carefully considered.
By developing a risk management strategy, you can target the types of insurance you need so your business and staff are protected from injuries and other losses. Working with an experienced business insurance company, such as Grace Insurance, you can be sure you have the protection you need at a fair price.
What Mining & Construction Insurance We Offer
The mining & civil construction industries have numerous areas where the insurance cover and the insurance cost differ. Because each sector has its own specific risks, you should be wary of cover that is advertised as one-size-fits-all.
At Grace Insurance, we understand that your unique needs deserve solutions to fit. We provide numerous types of insurance cover that we customise for you. Our mining and civil insurance experts go the extra mile to ensure you are fully covered and your business is secure.
We offer a variety of types of insurance so that we can meet our client’s needs.
Camp Construction
Those in charge of designing and building comfortable mining camps, spacious and cost-effective, has a tremendous job. Their focus will improve knowing they have good insurance cover.
Civil Contractors
Being involved in overseeing, planning, and designing necessary structures at mine sites is a high-pressure job. Fortunately, you can offer employees the peace of mind that comes from knowing you are well protected with the right insurance cover.
Crushing and Screening Contractors
Working in crushing and screening brings unique risks. With our comprehensive cover, your experts in the field can have peace of mind knowing they are protected.
Drilling Contractors
Specialist insurance cover is imperative for drilling contractors. There are a number of risks involved in this aspect of mining, and having the right insurance cover can offer peace of mind.
Exploration and Mining Contractors
When working with the many unpredictable variables during exploration, your mining contractors in charge of exploration need comprehensive cover to be safe on the job.
Project Managers and Consultants
Accuracy in planning, projecting costs and scheduling on mine sites are vital to the operation’s success. Insurance that covers your project managers and consultants is a must for every mining operation.
Quarry and Mining Contractors
Those who specialise as quarry and mining contractors use their unique skill set to ensure the safety and success of your mining project. Cover is available to keep these workers safe if the unthinkable happens.
Survey Contractors
Your survey contractors are critical to a safe and successful mining operation. Their design, planning, and safety skills below ground and on the surface can mean the difference between a safe operation and an excessively perilous operation. We have insurance cover to protect your survey contractors.
Types of Liability and Why You Need Mining Insurance
As your business grows, your responsibility to employees grows along with it. Making sure you have the right insurance for your employees is vital, just as ensuring you have the correct tools and equipment.
There are different types of insurance you should consider that will make sure your employees and company have the cover needed to feel safe on the job. Both are required in many circumstances.
A Worker’s Comp policy is not simply to comply with Australian regulations. (Although that could be enough of a reason for many business owners) Employees in the mining industry take considerable risks to get the job done. Knowing they will receive care and compensation if injured offers peace of mind.
In many cases, public liability insurance is compulsory before visiting a mine site. It protects the company if someone is injured while on the site. Unfortunately, not all insurers offer public liability cover to those operating mines. In this case, a specialist public liability insurer is necessary.
Mining insurance is vital to take any guesswork out of your insurance cover. Many insurers will offer cover for surveyors, drilling engineers, project managers, and other professionals. Still, they may be disqualified for coverage if they are on a mine site due to the inherent dangers.
Securing civil and mine insurance will protect those entering the site and enhance the safety of your operation.