About Frans du Plessis

Frans du Plessis is the founding director of Grace Insurance. Over the last 25 years Frans held senior positions in the insurance industry. One he is the most proud of is being the Managing Director for Grace Insurance. Our passion is our clients that we see as friends and we look after them like family.
109, 2021

Travel Insurance Guide – How to Keep Yourself Covered While Away

By | Business Insurance| September 1st, 2021|

Planning a trip is exciting. There are several things you need to do, including packing your stuff and picking the sights to see. But one thing that you should not forget is travel insurance. The appropriate level of insurance coverage [...]

1408, 2021

Commercial Car and Vehicle Insurance Guide: Keep Your Cars Moving Safely

By | Car Insurance| August 14th, 2021|

Having the right insurance for commercial vehicles is priceless. With this insurance, you can go on driving on the road with peace of mind. Commercial vehicle insurance provides coverage that you need for sedans, trucks, vans, utes, trailers, and any [...]

1607, 2021

Insurance Guide: How to Keep Your Small Business covered

By | Business Insurance| July 16th, 2021|

Business in Australia continues to thrive, despite the many challenges over the previous years. In particular, small businesses are leading the way. By definition, a small business has fewer than 20 employees, and about 98% of Australian enterprises are considered [...]

1706, 2021

Design and Construction Insurance: Find the Right Cover For Your Project

By | Business Insurance| June 17th, 2021|

Insurance options for builders are plentiful, but one that stands out is Design and Construction Insurance. This type of insurance provides protection for builders, particularly during times when they have projects involving design and construction. It may also cover other [...]

705, 2021

Whole Business Coverage: Does This Type of Insurance Exist?

By | Business Insurance| May 7th, 2021|

As you look for suitable business insurance, you can easily get lost in a sea of options available. Business insurance is already confusing on its own. But when you add the number of insurance policies you may have to look [...]

2104, 2021

Insurance Essentials for Engineering & Fabrication Businesses

By | Business Insurance| April 21st, 2021|

Do you run a construction or electrical engineering business? Perhaps you work in a metal fabrication firm. If so, all contracts you tender for may likely need engineering and fabrication insurance. Like other types of professional insurance, engineering and fabrication [...]

2203, 2021

Does Your Plant and Equipment Insurance Have You Covered?

By | Business Insurance| March 22nd, 2021|

It is easy to believe that your company's business insurance policy is sufficient to cover all aspects of your company. Because you are busy running your business, you may not spend much time thinking about your cover's specifics. Generally, your [...]

1003, 2021

Takeaway Insurance: What Liabilities Do You Have as a Fast Food Business?

By | Business Insurance| March 10th, 2021|

As a business owner, you have a multitude of concerns to look after every day. The insurance cover for your takeaway business should not be one of them. At Grace Insurance, we excel at providing our clients with the professional assistance [...]

2002, 2021

Running a Business From Home as a Renter – Facts You Must Know

By | Home Insurance| February 20th, 2021|

There is a growing trend toward operating businesses from home. In a December 2020 report, shares that there are nearly one-million Australians running businesses from their homes. There are numerous perks to conducting your business from your home. Flexibility, increased profitability, [...]

2801, 2021

Working From Home: What You Need to Know About Liability and Insurance

By | Business Insurance| January 28th, 2021|

Working from home, either running your own business or as a company employee, is a wish for many people. No traffic, casual attire, and flexible hours are just a few of the many reasons cited when workers explain why they [...]

712, 2020

IT Liability: What You Need to Know to Keep Your Business Safe

By | Cyber Insurance| December 7th, 2020|

The depth and scope of the roles of information technology (IT) specialists have grown exponentially from the days when the office's 'IT guy' was a put-upon loner who magically showed up to reboot the system. Information technology is a crucial [...]

1911, 2020

What You Need to Know about Journey Accident Cover

By | Business Insurance| November 19th, 2020|

It is easy to take for granted that certain ideas and policies will remain the same into infinity. Unfortunately, our world consists of rapid changes and staying on top can be a challenge. Learning of changes to insurance schemes after [...]

511, 2020

Drone Registration in Australia

By | Business Insurance| November 5th, 2020|

Changes to the Requirements for Commercial & Business Use Drones The latest update from the Civil Aviation Safety Authority (CASA) applies to all businesses and employees whose job entails the use of a Remotely Piloted Aircraft (RPA) or drone. According [...]

211, 2020

Landlords Insurance: What Are Pitfalls for Your Rental Property?

By | Home Insurance| November 2nd, 2020|

What You Must Know About Landlord Insurance? The fact that Australians are fond of investment property is well known and documented. Approximately two-million Aussies own property apart from their own dwelling and land. However, there is a vast gap between [...]

1210, 2020

Commercial Landlord Insurance: Keeping Up to Date With Your Tenants Risks

By | Business Insurance| October 12th, 2020|

Being a property owner with tenants is a complicated endeavour. The details you must oversee multiply when you have developed the property for commercial use. While many of the expectations you shoulder are standard for any owner of property, making [...]

209, 2020

High-tech Security Devices to Help Tradies Protect Their Tools

By | Business Insurance| September 2nd, 2020|

When you work in the trades, you know that there are a number of hazards common to the job. Aside from physical risks and the concerns that are typical to business, as a tradie, your tools and equipment are an [...]

1908, 2020

Employment Practices Liability Insurance – Why It’s More Important Than Ever

By | Business Insurance| August 19th, 2020|

Running a business of any size can feel like you are going in a dozen different directions at the same time. You depend on the skills and efforts of your employees to help you maintain order, excel with customer care, [...]

308, 2020

Sports Underwriting and Insurance: What You Need to Know

By | Business Insurance| August 3rd, 2020|

If you are among the many Australian professionals who make a part of the sports world your profession, then you are likely aware you need insurance. However, do you know what types of cover are available and which are best [...]

1507, 2020

Medical Malpractice Insurance: What You Need to Know

By | Medical Malpractice Insurance| July 15th, 2020|

If you work in the medical field, there is a chance that you may make a few mistakes during your career. Even the best trained and highly regarded medical professionals make errors, occasionally. When a mistake occurs, you will need [...]

1806, 2020

Guide: How to Find the Right Business Insurance for You

By | Business Insurance| June 18th, 2020|

As a business owner, you are no stranger to pressure and responsibility. As such, you value solid advice from the experts. Your choices shape your life as well as those of your employees, customers, and even your competitors. Business insurance [...]

905, 2020

Commercial Property Insurance Perth and Sydney

By | Business Insurance| May 9th, 2020|

Commercial Property Insurance Perth and Sydney If you are a business owner you may wish to focus on the business itself rather than thinking about the external factors that may affect it. But unfortunately, accidents do happen. If you want [...]

1404, 2020

Landlords Insurance when you need it?

By | Home Insurance| April 14th, 2020|

Landlords Insurance, do you need it? Renting out a Property? Landlords Insurance - Making the call to rent out your property is no small decision. There are maintenance responsibilities to consider but, also, a variety of risks inherent to the [...]

404, 2020

Faith or Church Insurance in Australia

By | Business Insurance| April 4th, 2020|

Faith or Church Insurance in Australia Faith or church communities needs insurance like any other operating entity in Australia. What you may not know, is what type of protection is needed, what areas and circumstances need to be insured and [...]

2803, 2020

Working From Home? Cyber Attacks Are on the Increase

By | Cyber Insurance| March 28th, 2020|

With businesses quickly moving to have staff work remotely, every device, email server and WiFi network accessed outside the business network is a new potential access point or vulnerability for hackers to exploit. Business leaders must establish strict policies and [...]

1003, 2020

What Coverage Elements Should Cyber Insurance Include?

By | Cyber Insurance| March 10th, 2020|

Cyber Liability Insurance broker in Perth Looking for a Cyber liability insurance broker? The Australian Criminal Intelligence Commission (ACIC) reports that cybercrime costs the Australian economy up to $1 billion annually in direct costs alone. Cyber Insurance and Cyber [...]

901, 2020

Do I Need Public Liability Insurance if I’m Self Employed?

By | Public Liability| January 9th, 2020|

If I'm Self employed, do I really need public liability insurance? Public liability insurance might not be near the top of your list of things to consider as a small business owner, but it should be. Research shows that nearly 1.5 [...]

1812, 2019

Photo booth Insurance for business owners

By | Public Liability| December 18th, 2019|

Photo booth insurance, what you need to know. Your Perth, Brisbane, Melbourne and Sydney Photo Booth business is highly successful with your booths being hired out for weddings, parties and other events every single weekend. How wonderful! You are undoubtedly [...]

1811, 2019

Use an Insurance Broker to Better Your Business Insurance

By | Business Insurance| November 18th, 2019|

Why use a insurance broker in Australia? Insurance brokers can be extremely valuable for your business. As a small business owner, you need to make smart choices about your insurance. Your insurance doesn't just protect the organisation you built - [...]

910, 2019

What you need to know about Cyber Insurance

By | Cyber Insurance| October 9th, 2019|

Cyber Insurance what you need to know about it Technology advancements such as the internet have no doubt made life easier. You can purchase anything from food to clothes and stay in contact with loved ones at the touch of [...]

1709, 2019

Medical Malpractice Insurance – What you need to know

By | Medical Malpractice Insurance| September 17th, 2019|

Medical Malpractice Insurance in Perth and Sydney Are you in the medical and healthcare industry? It’s safe to say you have a unique set of challenges and risks, such as medical malpractice. Well, whilst medical malpractice may never occur in [...]

1908, 2019

Employee vs Contractor & what this means for Workers Compensation

By | Business Insurance| August 19th, 2019|

What’s the difference between an employee and a contractor? Do you need to provide workers compensation insurance for contractors? As a person who hires staff to assist in the business, it’s important you’re aware of the answer to these questions. [...]

2907, 2019

Insurance for Real Estate Agents – By Grace Insurance

By | Business Insurance| July 29th, 2019|

As a real estate agent, you’re busy with lots of work to juggle, places to be, people to see and most importantly, houses to buy and sell. With all this work, comes a lot of responsibility. And with this responsibility, [...]

1406, 2019

Think There Are No Risks in Your Café or Restaurant? Think Again.

By | Business Insurance| June 14th, 2019|

No matter what type of hospitality business you own, having the right business insurance for your cafe or restaurant is vital – a lack of it could mean the end of your business. No two businesses are the same, which [...]

2905, 2019

What is the Legal Requirement for Public Liability Insurance?

By | Public Liability| May 29th, 2019|

Public Liability Insurance is one of the most common types of insurance for businesses in Australia. It provides peace of mind for all kinds of businesses from professional to trade to retail and other types of small businesses. Broadly, public liability [...]

2405, 2019

Public Liability Insurance What Could Go Wrong if I Don’t Have the Right Cover?

By | Public Liability| May 24th, 2019|

If your business activities involve dealing with third parties, it's definitely worth investing in a comprehensive insurance package, such as Public Liability Insurance. Why? Public Liability Insurance protects you and your business against the financial risks of being found liable [...]

2205, 2019

Do You Have Volunteer Workers? Ask About Personal Accident Insurance

By | Business Insurance| May 22nd, 2019|

Personal accident insurance  As volunteers, insurance is probably the last thing on their minds. And let’s face it, the worker will likely have personal insurance in the unlikely event that something goes terribly wrong, right? Wrong. Well, they may have [...]

1505, 2019

What is Management Liability Insurance?

By | Business Insurance| May 15th, 2019|

What is Management Liability Insurance? What is Management Liability Insurance? Ever asked yourself the question? When running a business, there are so many things to consider. From where to establish your offices, which accounting systems to use, whether you can [...]

1005, 2019

Insurance to Empower Not-for-profit Organisations & Charities

By | Business Insurance| May 10th, 2019|

At Grace Insurance in Landsdale and Grace Insurance Joondalup, we are proud supporters of not-for-profit organisations and charities. We understand the wonderful work you do for our community and that you deserve support to keep doing it. Along with donations, [...]

805, 2019

What is Business Interruption Insurance?

By | Business Insurance| May 8th, 2019|

What is Business Interruption Insurance? Interruptions are a part of life and they’re a part of business too. Imagine your business being impacted by a major disruption such as a fire, storm, technical failure or flood, with your doors needing [...]

505, 2019

What is Public Liability Insurance?

By | Public Liability| May 5th, 2019|

If you run a business, it’s important to be aware of the types of insurance you may need to consider. There are many types of business insurance like Public Liability Insurance, with a myriad of purposes, definitions and benefits. Unless [...]

2404, 2019

Business insurances you might want to consider

By | Business Insurance| April 24th, 2019|

Business growing? The insurances you might want to consider It’s happening. Your business is growing and things are moving in the right direction. Business insurance may be the last thing on your mind. This is great and certainly something to [...]

1904, 2019

Consider Trade Insurance Next Time You Pick Up Your Tools

By | Business Insurance| April 19th, 2019|

next time you pick up your tools As a tradesman, your business is you and your tools. You take them with you from site to site and without them you can’t operate, so you need to protect them. There are [...]

304, 2019

Professional Indemnity Insurance – What is It? Do You Need It?

By | Business Insurance| April 3rd, 2019|

Do you run a small business in Perth? Whether you’re a freelance writer, a consultant or even a medical professional, there are some insurances you must consider. One of these is Professional Indemnity Insurance. What is it and why do [...]

2003, 2019

Cyber Insurance – What is it and why do you need it?

By | Cyber Insurance| March 20th, 2019|

Cyber Insurance – What is it and why do you need it? The internet – love it or hate it, we need it, particularly in the business world. And whether we like to admit it or not, well, it can [...]

303, 2019

Choosing Home & Contents Insurance?

By | Home Insurance| March 3rd, 2019|

Choosing Home & Contents Insurance? Beware these costly mistakes Is it time to choose a Landlords or Home and Contents Insurance policy? Or perhaps you haven’t reviewed yours in a while. Well, it’s time you should, because there are some [...]

1502, 2019

4 ways to minimise bad debt in your business

By | Business Insurance| February 15th, 2019|

Did you know that cashflow issues are the number one reason Australian businesses fail? Yep! Inadequate cashflow was responsible for almost half of all business insolvencies in 2017/18. So, how can you avoid business failure? Improve your cashflow and avoid [...]

802, 2019

The Most Common and Costly Home and Landlord Insurance Claims Revealed

By | Home Insurance| February 8th, 2019|

The most common and costly home and landlord insurance claims revealed Ever wondered what the most common and costly claims for home and contents and landlord insurance in Australia are? A recent article from QBE Insurance reveals all. Riders on [...]

3001, 2019

What Sections of Cover Are Available Under Your Business Insurance Policy?

By | Business Insurance| January 30th, 2019|

Like many business owners, you may find your business insurance policies confusing. In fact, many business owners simply don’t even read their business insurance policies for this very reason - We don't blame them! So, this begs the question “What [...]

3001, 2019

What can I cover under my Business Insurance policy?

By | Business Insurance| January 30th, 2019|

Running a business isn’t easy and it involves putting your finances at risk. Which is why it makes sense to manage this risk, reduce any uncertainty, increase your peace of mind and protect you and your business. How do you [...]

3001, 2019

Want to Reduce the Cost of Your Business Insurance? Here’s How

By | Business Insurance| January 30th, 2019|

For years, Australian businesses have benefited from affordable insurance premiums due to the soft insurance market. However, experts warn, it’s time for a change. Yep! They say that more expensive premiums, narrower coverage and higher excess are set to become [...]

3001, 2019

Business Interruption Insurance

By | Business Insurance| January 30th, 2019|

Business Interruption Insurance - What is it and why consider it? With Business Interruption Insurance you can protect – your business’ ability to earn an income. You may think your business itself is your greatest asset, right? Wrong! What good [...]

1501, 2019

How to stop phishing attacks impacting your business

By | Cyber Insurance| January 15th, 2019|

  Since the 1990's, phishing attacks have been around, so they’re nothing new. However, they’re still causing a substantial amount of chaos to businesses around the world. In fact, since the start of 2017, more than 20,000 reports have been [...]

1912, 2018

Going away this Christmas? What to do before you go

By | Home Insurance| December 19th, 2018|

Going away this Christmas? What to do before you go   Christmas is the perfect opportunity to get away, relax, visit family and enjoy a well-deserved break. Unfortunately though, with so many unoccupied homes, it’s also the perfect opportunity for [...]

712, 2018

Agreed Value vs Market Value Car Insurance

By | Car Insurance| December 7th, 2018|

Agreed Value vs Market Value Car Insurance - What’s the difference? So, you’ve purchased a new car and you need to insure it with car insurance. It’s that simple, right? Not necessarily. When it comes to car insurance there are [...]

3011, 2018

Going on a Business Trip? Here’s How the Travelcard Can Help

By | Business Insurance| November 30th, 2018|

Are you or your employees going on a business trip anytime soon? You’ll need business travel insurance. Why? Because travel insurance can protect your business from financial loss associated with situations such as overseas health emergencies, flight cancellations, lost or [...]

110, 2017

What Are The Consequences Of A Non-Disclosure?

By | Business Insurance| October 1st, 2017|

What are the consequences of a non-disclosure? The rights which the insurer has, as a result of a non-disclosure of a relevant fact are set out in section 21 and section 60(b) Insurance Contracts Act. Risk of non-disclosure [...]

1409, 2017

Flexible Small Business Insurance Products From Grace Insurance

By | Business Insurance| September 14th, 2017|

Grace Insurance Supports Small Local Businesses with Flexible Small Business Insurance Products We, at Grace Insurance love a good cup of coffee, brewed to perfection, served with a smile and a warm inviting aroma. We support small local businesses and [...]

1309, 2017

What to Take Into Account for Business Insurance

By | Business Insurance| September 13th, 2017|

The moment that you buy a business or start your own business you enter into the possibility-of-risk realm, regardless of the size or industry type of your business. To manage these risks you will have to consider the various insurance [...]

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