Labour Hire Insurance is designed to provide peace of mind to businesses by protecting the workforce and operational continuity that keep your business running smoothly. This comprehensive cover safeguards against financial losses due to issues such as employee injury, third-party claims, or disruptions in the workforce. Whether it’s covering temporary staff, subcontractors, or essential workers, labour hire insurance ensures your business remains protected, allowing you to focus on what matters most.

Why Labour Hire Businesses Across Australia Choose Grace Insurance

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Insurance That Works as Hard as You Do — Protecting Your Business and Your Bottom Line

At Grace Insurance, we don’t just provide policies — we craft tailored insurance strategies that reduce costs, minimise risk, and help your labour hire business thrive.


Understanding the Unique Challenges of Labour Hire

With workers deployed across multiple sites and operating under different host employer systems, generic insurance isn’t enough. Our proactive approach is designed to control your exposures and deliver real savings.

Customised Coverage That Fits Your Business Like a Glove

We analyse your operational footprint, host contracts, injury history, and compliance needs to build a precise insurance program—no wasted premiums, no gaps, no surprises.
Benefits:
  • Prevent premium inflation from unnecessary extensions
  • Ensure claims are paid promptly and fairly
  • Set liability limits that reflect your true risk, not generic insurer templates
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Fast, Effective Claims & Injury Management

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We connect you with Australia’s top early injury management and return-to-work specialists. Our hands-on claims support helps injured workers recover quickly — reducing claims costs and future premiums.

Benefits:
  • Faster recovery means less wage and medical expense
  • Better claims outcomes strengthen your negotiating position
  • Greater premium stability over time

Contract Reviews to Protect You from Unseen Risks

Host employer contracts can expose you to costly liabilities. Our expert reviews align your insurance with your legal responsibilities — so you’re protected from risks that aren’t yours.
Benefits:
  • Avoid insurer refusals due to indemnity conflicts
  • Reduce costly vicarious liability payouts
  • Shield your business from host insurer claims
If you require an extra layer of protection and financial security, you could benefit from having excess layer insurance.

Data-Driven Policy Reviews for Smarter Renewals

To protect your business and yourself, you need to take a proactive approach to your business insurance.
Using our extensive industry data and insurer network, we benchmark your program annually to find cost-saving opportunities and improve coverage.

Benefits:
  • Ongoing optimisation of pricing and policy terms
  • Identification of preventable claims trends
  • Transparent market comparisons so you get the best value

Value-Added Services That Keep Your Business Moving

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IN-HOUSE CLAIMS ADVOCACY

Expert support without extra fees

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SAME-DAY CERTIFICATE ISSUANCE AND AMENDMENTS

No project delays

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WHS AND COMPLIANCE REFERRALS

Reduce your risk exposure

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CUSTOM INSURER REPORTING

For large labour hire operations

Grace Insurance: Smart Protection That Helps Your Business Grow

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For over 20 years, the professionals at Grace Insurance have been providing clients with the best insurance service and support possible. We treat our clients like they should be treated as people, not numbers.

Ready to protect your workforce, control your insurance costs, and gain peace of mind?

Call us today: 1800 556 777

Email: labourhire@graceinsurance.com.au

2/124 Winton Rd, Joondalup, WA