Business Insurance

Sufficient time, effort, and money all go to setting up a successful business. It is why you need to protect your investment with careful planning. Disaster can strike anytime, whether it’s an accident or your own fault. You can keep your business safe against all sorts of risks with business insurance.

Grace Insurance is your source for helpful blog posts dedicated to all types of business looking for guidance on business insurance.

What kind of insurance do you need to protect your business? Is there insurance cover required by law? We discuss these pieces of information and more in this blog post. Perhaps you want to learn more about tax audit cover or commercial property insurance.

We have also touched on topics in specific industries, such as real estatefood, and volunteer work. To make things less complicated, you can hire an insurance broker. We give you the top reasons and benefits here.

Check back often to see our regular updates on all things related to business insurance.

405, 2022

Your Growing Business: Do You Have the Right Insurance Cover?

May 4th, 2022

You have put in the time and effort, and now your business is growing, just as you had imagined. Even though the success is wonderful, your flourishing company may be at risk of underinsurance. This is especially true if you [...]

1204, 2022

War & Your Cyber Insurance: How Your Policy Can Change

April 12th, 2022

The invasion of Ukraine by Russian forces has put most of the world’s nations on edge, fearing a host of potential impacts from rising prices to assured mutual destruction should nuclear weapons be deployed. […]

1003, 2022

Dry Hire Equipment Guide: Find the Right Insurance

March 10th, 2022

Renting heavy equipment is a widespread trend among smaller companies and those who will occasionally use a piece of equipment. There is a continuing trend towards renting large pieces of machinery instead of purchasing them or hiring an operator for [...]

1602, 2022

Management Liability Cover: Is Your Business Insured?

February 16th, 2022

Owning and operating your own business may be the culmination of years of hard work and dreams. However, your dream can turn into a nightmare if you do not carry management liability insurance that covers you, your company’s officers, managers, [...]

401, 2022

Insurance for Your Plant & Equipment: Keep Your Assets Covered

January 4th, 2022

When you depend on your machinery, tools, and other equipment to keep your business running, you do whatever you can to protect and maintain the tools of your trade. However, do you know if you have proper insurance coverage? The [...]

2112, 2021

Insuring Your Commercial Fleet: How to Best Protect Your Business

December 21st, 2021

During your time in business, you have likely had the pleasure of seeing your company grow. Now you have a fleet of commercial vehicles and drivers under your wing. You have a lot to be proud of and even more [...]

2210, 2021

Why Your Business Needs Commercial Legal Expense Insurance

October 22nd, 2021

There are always risks involved when running a business. No matter how careful you are, there's a huge chance that another party will get dissatisfied with your product or service and threaten to sue. You will surely require legal assistance [...]

109, 2021

Travel Insurance Guide – How to Keep Yourself Covered While Away

September 1st, 2021

Planning a trip is exciting. There are several things you need to do, including packing your stuff and picking the sights to see. But one thing that you should not forget is travel insurance. The appropriate level of insurance coverage [...]

1607, 2021

Insurance Guide: How to Keep Your Small Business covered

July 16th, 2021

Business in Australia continues to thrive, despite the many challenges over the previous years. In particular, small businesses are leading the way. By definition, a small business has fewer than 20 employees, and about 98% of Australian enterprises are considered [...]

1706, 2021

Design and Construction Insurance: Find the Right Cover For Your Project

June 17th, 2021

Insurance options for builders are plentiful, but one that stands out is Design and Construction Insurance. This type of insurance provides protection for builders, particularly during times when they have projects involving design and construction. It may also cover other [...]

705, 2021

Whole Business Coverage: Does This Type of Insurance Exist?

May 7th, 2021

As you look for suitable business insurance, you can easily get lost in a sea of options available. Business insurance is already confusing on its own. But when you add the number of insurance policies you may have to look [...]

2104, 2021

Insurance Essentials for Engineering & Fabrication Businesses

April 21st, 2021

Do you run a construction or electrical engineering business? Perhaps you work in a metal fabrication firm. If so, all contracts you tender for may likely need engineering and fabrication insurance. Like other types of professional insurance, engineering and fabrication [...]

2203, 2021

Does Your Plant and Equipment Insurance Have You Covered?

March 22nd, 2021

It is easy to believe that your company's business insurance policy is sufficient to cover all aspects of your company. Because you are busy running your business, you may not spend much time thinking about your cover's specifics. Generally, your [...]

1003, 2021

Takeaway Insurance: What Liabilities Do You Have as a Fast Food Business?

March 10th, 2021

As a business owner, you have a multitude of concerns to look after every day. The insurance cover for your takeaway business should not be one of them. At Grace Insurance, we excel at providing our clients with the professional assistance [...]

2801, 2021

Working From Home: What You Need to Know About Liability and Insurance

January 28th, 2021

Working from home, either running your own business or as a company employee, is a wish for many people. No traffic, casual attire, and flexible hours are just a few of the many reasons cited when workers explain why they [...]

1911, 2020

What You Need to Know about Journey Accident Cover

November 19th, 2020

It is easy to take for granted that certain ideas and policies will remain the same into infinity. Unfortunately, our world consists of rapid changes and staying on top can be a challenge. Learning of changes to insurance schemes after [...]

1210, 2020

Commercial Landlord Insurance: Keeping Up to Date With Your Tenants Risks

October 12th, 2020

Being a property owner with tenants is a complicated endeavour. The details you must oversee multiply when you have developed the property for commercial use. While many of the expectations you shoulder are standard for any owner of property, making [...]

209, 2020

High-tech Security Devices to Help Tradies Protect Their Tools

September 2nd, 2020

When you work in the trades, you know that there are a number of hazards common to the job. Aside from physical risks and the concerns that are typical to business, as a tradie, your tools and equipment are an [...]

1908, 2020

Employment Practices Liability Insurance – Why It’s More Important Than Ever

August 19th, 2020

Running a business of any size can feel like you are going in a dozen different directions at the same time. You depend on the skills and efforts of your employees to help you maintain order, excel with customer care, [...]

308, 2020

Sports Underwriting and Insurance: What You Need to Know

August 3rd, 2020

If you are among the many Australian professionals who make a part of the sports world your profession, then you are likely aware you need insurance. However, do you know what types of cover are available and which are best [...]

1806, 2020

Guide: How to Find the Right Business Insurance for You

June 18th, 2020

As a business owner, you are no stranger to pressure and responsibility. As such, you value solid advice from the experts. Your choices shape your life as well as those of your employees, customers, and even your competitors. Business insurance [...]

905, 2020

Commercial Property Insurance Perth and Sydney

May 9th, 2020

Commercial Property Insurance Perth and Sydney If you are a business owner you may wish to focus on the business itself rather than thinking about the external factors that may affect it. But unfortunately, accidents do happen. If you want [...]

1811, 2019

Use an Insurance Broker to Better Your Business Insurance

November 18th, 2019

Why use a insurance broker in Australia? Insurance brokers can be extremely valuable for your business. As a small business owner, you need to make smart choices about your insurance. Your insurance doesn't just protect the organisation you built - [...]

1908, 2019

Employee vs Contractor & what this means for Workers Compensation

August 19th, 2019

What’s the difference between an employee and a contractor? Do you need to provide workers compensation insurance for contractors? As a person who hires staff to assist in the business, it’s important you’re aware of the answer to these questions. [...]

2907, 2019

Insurance for Real Estate Agents – By Grace Insurance

July 29th, 2019

As a real estate agent, you’re busy with lots of work to juggle, places to be, people to see and most importantly, houses to buy and sell. With all this work, comes a lot of responsibility. And with this responsibility, [...]

1406, 2019

Think There Are No Risks in Your Café or Restaurant? Think Again.

June 14th, 2019

No matter what type of hospitality business you own, having the right business insurance for your cafe or restaurant is vital – a lack of it could mean the end of your business. No two businesses are the same, which [...]

2205, 2019

Do You Have Volunteer Workers? Ask About Personal Accident Insurance

May 22nd, 2019

Personal accident insurance  As volunteers, insurance is probably the last thing on their minds. And let’s face it, the worker will likely have personal insurance in the unlikely event that something goes terribly wrong, right? Wrong. Well, they may have [...]

1505, 2019

What is Management Liability Insurance?

May 15th, 2019

What is Management Liability Insurance? What is Management Liability Insurance? Ever asked yourself the question? When running a business, there are so many things to consider. From where to establish your offices, which accounting systems to use, whether you can [...]

1005, 2019

Insurance to Empower Not-for-profit Organisations & Charities

May 10th, 2019

At Grace Insurance in Landsdale and Grace Insurance Joondalup, we are proud supporters of not-for-profit organisations and charities. We understand the wonderful work you do for our community and that you deserve support to keep doing it. Along with donations, [...]

2404, 2019

Business insurances you might want to consider

April 24th, 2019

Business growing? The insurances you might want to consider It’s happening. Your business is growing and things are moving in the right direction. Business insurance may be the last thing on your mind. This is great and certainly something to [...]

1904, 2019

Consider Trade Insurance Next Time You Pick Up Your Tools

April 19th, 2019

next time you pick up your tools As a tradesman, your business is you and your tools. You take them with you from site to site and without them you can’t operate, so you need to protect them. There are [...]

304, 2019

Professional Indemnity Insurance – What is It? Do You Need It?

April 3rd, 2019

Do you run a small business in Perth? Whether you’re a freelance writer, a consultant or even a medical professional, there are some insurances you must consider. One of these is Professional Indemnity Insurance. What is it and why do [...]

1502, 2019

4 ways to minimise bad debt in your business

February 15th, 2019

Did you know that cashflow issues are the number one reason Australian businesses fail? Yep! Inadequate cashflow was responsible for almost half of all business insolvencies in 2017/18. So, how can you avoid business failure? Improve your cashflow and avoid [...]

3001, 2019

What Sections of Cover Are Available Under Your Business Insurance Policy?

January 30th, 2019

Like many business owners, you may find your business insurance policies confusing. In fact, many business owners simply don’t even read their business insurance policies for this very reason - We don't blame them! So, this begs the question “What [...]

3001, 2019

What can I cover under my Business Insurance policy?

January 30th, 2019

Running a business isn’t easy and it involves putting your finances at risk. Which is why it makes sense to manage this risk, reduce any uncertainty, increase your peace of mind and protect you and your business. How do you [...]

3001, 2019

Want to Reduce the Cost of Your Business Insurance? Here’s How

January 30th, 2019

For years, Australian businesses have benefited from affordable insurance premiums due to the soft insurance market. However, experts warn, it’s time for a change. Yep! They say that more expensive premiums, narrower coverage and higher excess are set to become [...]

3011, 2018

Going on a Business Trip? Here’s How the Travelcard Can Help

November 30th, 2018

Are you or your employees going on a business trip anytime soon? You’ll need business travel insurance. Why? Because travel insurance can protect your business from financial loss associated with situations such as overseas health emergencies, flight cancellations, lost or [...]

1409, 2017

Flexible Small Business Insurance Products From Grace Insurance

September 14th, 2017

Grace Insurance Supports Small Local Businesses with Flexible Small Business Insurance Products We, at Grace Insurance love a good cup of coffee, brewed to perfection, served with a smile and a warm inviting aroma. We support small local businesses and [...]

1309, 2017

What to Take Into Account for Business Insurance

September 13th, 2017

The moment that you buy a business or start your own business you enter into the possibility-of-risk realm, regardless of the size or industry type of your business. To manage these risks you will have to consider the various insurance [...]

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