Whether your a plumber, tiler, painter, bricklayer, electrician, carpenter or other trades, Grace Insurance can protect your business.

Get a trade insurance quote

Tailored tradie insurance 

As a tradesman your business is you and your tools. You take them with you from site to site and without them you can’t operate so you need to protect them.

Grace Insurance provide insurance solutions for a range of tradies. Our trades insurance offers your small business with a tailored insurance solution. Whether your a bricklayer, electrician or landscaper, we can provide you with a range of products for all your small business insurance needs. Flexible cover for your public liability needs, your commercial vehicle insurance and even your dad’s old tools.

Public liability

Protect your business against claims for damage or injury caused to an individual or their property as a result of your work.

Commercial vehicle

We can provide you with comprehensive commercial vehicle insurance as part of your trades insurance package.

Tradie Tool cover

No Tools, no work, no pay. We get that. We can provide cover for your tools if they get stolen or damaged. We can get you back to work asap.

Hospitality – Restaurants, Cafes, Bakery, Venues, 

Do you own a small cafe, baking business from home, restaurant or venue? Get cover for your hospitality business in a few easy steps.

Property and fire

Covers your business premises in case where damage to buildings, contents, stock, tools and equipment caused by fire, natural perils like storms, hail flood and malicious damage.

Theft and burglary

Unfortunately theft and burglary are on the increase. Covers your business against break-in and theft of your stock, contents and equipment.

Public and products liability

Protect your business against claims for damage or injury caused to an individual or their property as a result of your work.


Covers breakage to your business shop front. Include cover for internal glass, glass shelves, advertising signs and sign writing cost


Covers money being stolen from your premises. Can cover money in till, work safe, in transport and money at home.

Simple Online Solution

If you’re looking for Public Liability Insurance,
we have a range of options available online for you to choose from.

Over 2000 occupations covered

Choice of $5 million, $10 million and $20 million.

Flexible payment options including pay by the month

Get a quote

Machinery Breakdown

Covers breakdown of machinery you need to run your business – for example, refrigerators, oven’s, printing machines , cash registers, salon equipment or air conditioners.

Electronic equipment 

Covers you for breakdown of office equipment such as computers, printers, fax machine and phone equipment

Tax audit

Covers the cost of professional fees resulting from an audit or investigation which relates to you paying a tax. Can cover both your business and your directors.

Business interruption

Covers you for the loss of profits after your business is closed or in the process of rebuilding following damage caused by an event you are insured for (eg fire or storm damage). Example a fire destroy part of the building your occupy. You need to vacate in order for repairs to be completed and can take up to 8 months. Would your clients stay loyal? Will you retain your market share? Would you retain key staff? Business interruption insurance address this risk.

Fraud and dishonesty

Covers you against loss of money caused by any fraudulent or dishonest act or omission by an employee with the clear intent of making improper personal financial gain.

General property

Covers you for loss, damage or burglary for property (eg tools) you take on the road with you or stored at a worksite away from your main premises.